Indian Overseas Bank Apprentice Recruitment 2026 – Apply Online for 750 Posts, Check Eligibility, Stipend and Selection Process

Published on: 7th July 2026

Great opportunity for graduates looking for a banking sector career as the IOB Apprentice Recruitment 2026 has been officially announced. Indian Overseas Bank (IOB), a leading Public Sector Bank headquartered in Chennai, has released its official advertisement (Adv. No. HRDD/APPR/01/2026-27, dated 6th July 2026) inviting online applications for the engagement of Apprentices under the Apprentices Act, 1961, for FY 2026-27. This recruitment drive covers a total of 750 apprentice vacancies distributed across various states and union territories.

Interested and eligible candidates can apply online from 7th July 2026 to 20th July 2026 through the BFSI Sector Skill Council of India’s portal, and not directly through the bank’s main career page. This article explains the complete notification in simple language, covering vacancy distribution, eligibility, age limit, stipend, exam pattern, application fee, required documents, and the exact step-by-step application procedure, along with some practical tips to help you avoid common mistakes during the process.

IOB Apprentice Recruitment 2026 – Overview

Candidates can check the quick highlights of the IOB Apprentice Recruitment 2026 from the overview table provided below:

About Indian Overseas Bank

Indian Overseas Bank is a leading public sector bank headquartered in Chennai, with a wide network of branches across India and abroad. Through this apprenticeship engagement, the bank aims to provide graduate candidates structured, on-the-job training in banking operations, in line with its Apprenticeship Policy and the government’s apprenticeship promotion framework.

Vacancy Details – State/UT-Wise Distribution with Category Breakup

The 750 apprentice positions are distributed across states and union territories, with category-wise reservation as shown below. These figures include backlog vacancies and are provisional, subject to actual requirement at the bank’s discretion.

A separate reservation of 1% each is also available for Persons with Benchmark Disabilities under the Hearing Impaired (HI), Orthopedically Challenged (OC), Visually Impaired (VI), and Intellectual Disability (ID) categories, within the overall vacancies above.

Eligibility Criteria

Nationality

The candidate must be a citizen of India.

Educational Qualification

Candidates must hold a graduation degree in any discipline from a university recognised by the Government of India, or an equivalent qualification recognised by the Central Government. The result must be declared on or before 31st July 2026.

Candidates registering under the National Apprenticeship Training Scheme (NATS) must have had their graduation result declared between 1st March 2022 and 31st July 2026 (both dates inclusive), and must be ready to produce mark sheets along with a provisional or degree certificate when asked.

Candidates should also note that a person who has already undergone apprenticeship earlier (in IOB or any other organisation), or has more than one year of job/training experience after graduation, is not eligible to apply for this engagement.

Age Limit

The required age criteria and relaxation rules for the IOB Apprentice Recruitment 2026 are detailed below:

• Minimum Age: 20 years
• Maximum Age: 28 years (as on 1st July 2026, i.e., date of birth should fall between 1st July 1998 and 1st July 2006 for General and EWS candidates)

Age Relaxation

Candidates registered under NAPS should be less than 34 years of age as on the cut-off date (1st July 2026), regardless of category.

Stipend Details

Selected apprentices will receive a monthly stipend for the one-year contract period based on their branch category:

For candidates engaged under NATS, part of this amount comes as a government subsidy, and the bank pays the remaining share:

The government’s share of Rs. 6,150 is credited directly into the apprentice’s bank account through Direct Benefit Transfer (DBT). Apprentices are not entitled to any other allowance or benefit apart from this stipend, and unauthorised leave will lead to a proportionate deduction.

Application Fee

Fee payment can be made only through online mode between 7th July 2026 and 22nd July 2026. The application fee, once paid, is non-refundable and cannot be adjusted against any other engagement process.

Selection Process

Selection for the IOB Apprentice post is carried out through the following stages:

1. Online Written Examination – An objective-type test covering General/Financial Awareness, English, Reasoning & Quantitative Aptitude, and Computer/Subject Knowledge, to be taken remotely using a front-camera-enabled device.
2. Test of Local Language – Candidates must be proficient in reading, writing, speaking, and understanding the local language of the state they applied for. This is conducted at the time of document verification. Candidates who have studied the local language up to 10th or 12th standard are exempted from this test.
3. Document Verification / Personal Interaction – Conducted at designated centres across India, where eligibility documents are checked before final selection.
4. Medical Fitness Certification – Final engagement is subject to the candidate being declared medically fit.

Online Written Examination Pattern

The total duration of the examination is 90 minutes. There is no individual subject-wise qualifying mark, but candidates need to secure a minimum aggregate percentage decided by the bank, with a 5% relaxation for SC/ST/OBC/PwBD candidates. A wait-list will also be maintained state and category-wise for one year from the date of result.

Important Dates

Documents Required

Make sure to keep the following original documents ready for verification under the IOB Apprentice Recruitment 2026:

Keep the following documents ready in original along with self-attested photocopies for document verification/personal interaction:

• Printout of the call letter for personal interaction/reporting
• Printout of the email from BFSI SSC confirming submitted application data
• Proof of date of birth (Birth Certificate or 10th standard certificate showing DOB)
• Photo ID proof such as Aadhaar Card, PAN Card, Passport, or Driving Licence
• Consolidated mark sheets and degree certificates for educational qualification
• Caste/category certificate (SC/ST/OBC/EWS), with non-creamy layer clause for OBC candidates
• Disability certificate issued by the District Medical Board, for PwBD category
• NAPS or NATS registration/enrolment number

How to Apply for IOB Apprentice Recruitment 2026

Applications are accepted only in online mode, and only through the BFSI Sector Skill Council of India’s portal — not through the bank’s regular career page directly. Follow these steps:

1. First, read the detailed advertisement carefully on the IOB website under the “Careers” section, or on the BFSI SSC website, to confirm your eligibility.
2. Complete your registration on the NATS portal or the NAPS portal, whichever scheme you wish to apply under, before proceeding to the application form.
3. Visit the official application portal — www.bfsissc.com or https://beep.bfsissc.com — and go to the “Career Opportunities” section.
4. If registered on NATS, log in to the NATS portal and apply under the “Apply against advertised vacancies” section for Indian Overseas Bank. If registered on NAPS, search for “Indian Overseas Bank” under “Search By Establishment Name” and apply from there.
5. Fill in your NAPS/NATS enrolment number and complete the application form with your personal, educational, and category details.
6. Select only one state/UT for engagement, preferably your home state.
7. Pay the applicable application fee online between 7th July 2026 and 22nd July 2026.
8. Review your submitted details carefully, since the application, once submitted, cannot be withdrawn, and the fee once paid will not be refunded.

Who Should Apply for This Recruitment?

This opportunity suits recent graduates who want structured, government-recognised exposure to banking operations before starting a formal career in the sector. Since the engagement is only for a fixed apprenticeship period and does not guarantee regular employment afterward, candidates should treat it as a training and learning opportunity rather than a permanent job offer. Candidates fluent in the local language of the state they are applying under will also have a clear advantage, since a local language test is compulsory unless exempted through school-level certificates.

Common Mistakes to Avoid While Applying

• Trying to apply directly through the bank’s main website instead of the BFSI SSC/BEEP portal, which is the only accepted mode of application.
• Applying without completing NAPS or NATS registration first, since the enrolment number is mandatory in the application form.
• Applying for a state where you are not proficient in the local language, since failing the local language test disqualifies a candidate from engagement.
• Submitting an OBC certificate without the non-creamy layer clause, which makes the application invalid for reserved category benefit.
• Missing the separate fee payment deadline of 22nd July 2026, which is different from the application closing date of 20th July 2026.
• Assuming this apprenticeship guarantees a permanent job at IOB, which is explicitly not the case as per the notification.

Important Links

Frequently Asked Questions (FAQs)

1. When did the online application for IOB Apprentice Recruitment 2026 start?
The online application process started on 7th July 2026.

2. What is the last date to apply for this recruitment?
The last date to submit the online application is 20th July 2026, while the application fee can be paid till 22nd July 2026.

3. How many total vacancies are there in this recruitment?
There are a total of 750 apprentice vacancies across various states and union territories.

4. What is the age limit to apply for IOB Apprentice Recruitment 2026?
Candidates must be between 20 and 28 years of age as on 1st July 2026, with relaxation applicable for SC/ST/OBC/PwBD candidates.

5. What is the selection process for this recruitment?
Selection is based on an online written examination, a local language test, document verification, personal interaction, and medical fitness.

6. What is the monthly stipend for selected apprentices?
The stipend ranges from Rs. 14,000 to Rs. 15,500 per month, depending on the branch category.

7. Where do candidates need to apply for this recruitment?
Candidates must apply online only through www.bfsissc.com or https://beep.bfsissc.com, after registering on the NAPS or NATS portal. No other mode of application is accepted.

8. What is the tentative exam date for this recruitment?
The online examination is tentatively scheduled for 2nd August 2026.

Conclusion

The Indian Overseas Bank Apprentice Recruitment 2026 offers 750 apprentice positions across the country for graduate candidates seeking structured banking exposure. Since applications must be made through the BFSI SSC portal after NAPS or NATS registration, candidates should complete this registration well in advance and go through the official notification carefully before the application window closes on 20th July 2026.

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Disclaimer

The information provided in this article is based on the official advertisement (Advt No. HRDD/APPR/01/2026-27) released by Indian Overseas Bank on 6th July 2026. Candidates are advised to cross-check all details — especially eligibility, dates, application procedure, and fee payment — from the official IOB website before applying. AssamJobUpdate.com is not responsible for any changes made by the official authority after the publication of this article.

Powrel Prakash

Prakash Powrel is the Founder & Editor of Assam Job Update. He is dedicated to helping students and job seekers across Assam and Northeast India by publishing verified Government Jobs, Private Jobs, Admissions, Results, Scholarships, and Career updates based on official notifications and trusted sources.